Net First Platinum: Smart or Scam? A True Review
What Is An Unsecured Line Of Credit?
An unsecured line of credit is essentially a borrowed amount that can be re-borrowed as the loan is paid off. It also means that there is no need for security behind the loan in the form of property that can be leveraged against the line of credit.
In simpler terms, you don't need to have a house or property as leverage to get the line of credit or loan.
These types of loans tend to have a higher interest rate since no collateral is needed (Not the case for Net First Platinum (0%)), however, if these loans are used on a short-term basis as they are intended, there is less risk of paying high interest rates over time.
My Honest Opinion About Net First Platinum
I received a postcard in the mail telling me about this offer and I was a bit skeptical at first, to say the least. But, being a true "searcher of knowledge," I began to do my due diligence.
I (unlike most people) actually read the terms and conditions before purchasing products online. This is not so much to reduce the risk of legal action or anything, but to find out a bit more about the site, the products and the company in question.
After reviewing the terms and the website, I decided to get the card!
I knew what I had signed up for and got exactly what I expected! During my research, I found some negative reviews and the main concerns were things that were addressed on the website. Its funny how people don't read the site, then get mad at the site owners!
What I Wanted and What I Got
I needed to buy gifts for my nieces and nephews over the holidays and I was a bit short on cash. Net First Platinum gave me the ability to get gifts, shipped to my house and paid for! I know that it is an unsecured credit line, which means the interest rate is usually a bit higher, but this card has NO INTEREST RATE!
Without this product, my family would not have had such a nice holiday, and I would not be the "favorite uncle!"
Lots Of Extras As Well!
Along with the card, I also got some cool extras as well!
By The Way... This Is Not Me>>>>>>
All of the additional benefits:
- Emergency Road-side Service!
- Access To My Credit Score!
- Discount Prescriptions!
- Legal Assistance
- Fuel Savings Assistance
So... what's the moral of the story? Well, I guess, I don't have one! Except to say that I have purchased the Net First Platinum Card and it worked well for my situation.
Don't take my word for it... Check it out for yourself below!